Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo : Life and Accident and Health or Sickness Producer - Combo Series 20-30

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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. Which of the following reinforces the rule that ambiguities in insurance contracts should be interpreted in favor of the policyholder?

A) Reasonable expectations
B) Representation
C) Retrocession
D) Retention

2. The penalty tax incurred for premature distributions from an IRA is:

A) 50%
B) 20%
C) 10%
D) 5%

3. The free-look period provided in a life insurance policy is usually:

A) 45 days
B) 10 days
C) 31 days
D) 60 days

4. A producer who makes an incomplete comparison of policies to encourage an insured to cancel a contract of another insurer and purchase a new one is guilty of:

A) Twisting
B) Coercion
C) Rebating
D) Defamation

5. Which employers can offer 403(b) tax-sheltered annuities (TSAs)?

A) Subchapter S corporations, partnerships, and sole proprietorships
B) School districts and certain non-profit organizations
C) Regular business corporations and professional corporations
D) States, municipalities, and rural electric cooperatives

Solutions: