IIC Essential Skills for the Insurance Broker and Agent : C130

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IIC C130 Exam Syllabus Topics:

IIC Essential Skills for the Insurance Broker and Agent Sample Questions:

1. What does the term contra proferentem mean?

A) The policy can be affirmed at the option of the insured.
B) The policy will be treated as if it never existed.
C) Any uncertainty in the policy wording will be construed in the insured's favour.
D) Any insured listed on the policy must comply with all obligations under the policy.

2. What is the primary way an agent and an exclusive agent differ?

A) In the way they advise clients of policy coverages
B) In their authority to handle claims
C) In the way they evaluate a client
D) In the number of insurance companies they can represent

3. Briefly describe an exclusive agency company as a distribution channel that delivers insurance products to consumers.

4. Which locale is an example of an attractive nuisance?

A) Public flower garden
B) Suburban street
C) Elementary school
D) Residential pool

5. Which item would be insured under a personal articles floater?

A) Stamp collection
B) Antique table
C) Coffee machine
D) Leather sofa

Solutions: